Hours & Locations

Santa Clara City Library

Credit Reports and Credit Scores

Would you like to learn how to improve your credit history and credit score? At this 30 minute workshop, we will review what is included in a credit report, what impacts a credit score, how to dispute errors and clear collections, how to build a good credit history, and more. Stay after the workshop for an opportunity to meet one-on-one with a Habitat Housing Counselor and have your personal questions answered. Register for this workshop. Presented by Habitat for Humanity. 

Workshop: 11AM-11:30AM

One-on-One Appointments: 11:30AM-1PM


At Habitat for Humanity East Bay/Silicon Valley, we believe in a world where everyone has a decent place to live. As a HUD-approved housing counseling agency we work to help you build your financial health and pave a path to housing that offers strength, stability, and self-reliance.

Through individualized guidance from our HUD certified Housing Counselors you learn strategies for repairing credit and improving the credit score, managing and reducing debt, budgeting income and expenses, and building savings. If homeownership is one of your goals, we can help you learn what you can do to prepare to become financially ready.

We also offer financial education workshops on a variety of topics designed to help you gain the practical knowledge and skills to help you manage your finances and reach your goals including:

  • Managing income and expenses
  • Budgeting, spending, and saving
  • Saving strategies
  • Credit reports and credit scores
  • Managing debt
  • Path to homeownership
  • Identity theft and scams
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