Homeowner Programs

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First Time Homebuyer           

 
 Housing Trust image Housing Trust Silicon Valley
Below Market Purchase Program
Telephone: 408.436.3450 x234
Website: http://www.housingtrustsv.org/

JPMorgan Chase Home Loans
Telephone: 408.802.1048
Website: https://www.chase.com/online/Home-Lending/mortgages.htm

National City Mortgage National City Mortgage
Telephone: 888.393.9026
Website: http://www.nationalcitymortgage.com

Habitat for Humanity


Habitat for Humanity
Silicon Valley*
Habitat for Humanity
Habitat for Humanity Silicon Valley*
Telephone: 408.942.6444
Description: Develops affordable ownership housing for low-income families between 30% and 50% of the area median income, 0% interest mortgages, nine single-family homes in Santa Clara
Website: http://www.habitatsanjose.org/

Housing Rehabilitation & Disabled Accessibility


Neighborhood Conservation & Improvement Program

color-terracotta-tagline

City of Santa Clara
Housing & Community Services Division*
Telephone: 408.615.2490
Description: Technical and financial assistance to qualified homeowners for housing rehabilitation
Website: http://santaclaraca.gov

Mortgage/Homeownership Counseling


Project Sentinel*
Project Sentinel
Project Sentinel*
Address: 1055 Sunnyvale-Saratoga Rd, Suite 3, Sunnyvale, CA 94087
Telephone: 888.331.3332
Description: Homeownership counseling and mortgage delinquency counseling
Website: http://www.housing.org/
   

 Mortgage Credit Certificate
Program (MCC)

SCC logo

County of Santa Clara
Telephone: 408.793.0550
Description: Provides financial assistance to first-time homebuyers. The Santa Clara County MCC tax credit reduces the federal income taxes of qualified borrowers purchasing qualified homes; thus having the effect of a mortgage subsidy. The current tax credit rate is up to 15% of the interest paid to the Lender on the first loan.
Website: http://www.sccgov.org/sites/oah

 

 
* City Funded

View the complete Santa Clara Affordable Housing Resources Guide here. (PDF)

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